Funding Options for SMEs

Explore various funding paths available to help your SME grow and scale through Y-Invest’s investment ecosystem.

1. Equity Financing

Equity financing allows investors to purchase ownership in your business in exchange for capital. This is best for SMEs ready to scale with strong growth potential.

✔️ Suitable for growth-stage startups or expanding SMEs
✔️ No repayment obligations — investors earn returns via ownership
✔️ Investors bring strategic partnerships and expertise

2. Debt Financing

Debt financing provides your SME with loans or credit facilities to fund operations, with repayment based on agreed terms.

✔️ Maintain full business ownership
✔️ Predictable repayment schedule
✔️ Often ideal for stable cash-flow businesses

3. Venture Capital

Venture capital firms invest in SMEs with high potential in exchange for equity, often focusing on innovative or tech-driven businesses.

✔️ Access to large funding amounts and mentorship
✔️ Investors may take an active role in decision-making
✔️ Suitable for SMEs with scalable business models

4. Angel Investment

Angel investors are individuals who invest their personal funds into early-stage SMEs in exchange for equity or convertible debt.

✔️ Early-stage funding with flexible deal terms
✔️ Investors often provide mentorship and networking
✔️ Ideal for startups seeking initial traction or prototype funding

5. Impact & ESG Funding

Impact investors seek both financial returns and measurable social or environmental benefits, aligning with sustainable growth goals.

✔️ Aligns with Y-Invest’s ESG investment principles
✔️ Prioritizes SMEs in renewable energy, health, and education
✔️ Encourages transparency and sustainability metrics

6. Grants & Non-Dilutive Funding

Grants provide capital support without requiring equity or repayment — often from government programs or development agencies.

✔️ No equity dilution
✔️ No repayment obligations
✔️ Highly competitive, requiring detailed proposals